:root{--primary-h:217;--primary-s:64%;--primary-l:12%;--primary:hsl(var(--primary-h), var(--primary-s), var(--primary-l));--primary-light:hsl(var(--primary-h), var(--primary-s), 16%);--accent-h:46;--accent-s:64%;--accent-l:52%;--secondary:hsl(var(--accent-h), var(--accent-s), var(--accent-l));--secondary-muted:hsla(var(--accent-h), var(--accent-s), var(--accent-l), .1);--text-main:#f8fafc;--text-dim:#cbd5e1;--white:#fff;--bg:var(--primary);--glass:#ffffff05;--glass-border:#ffffff14;--glass-glow:hsla(var(--accent-h), var(--accent-s), var(--accent-l), .15);--font-main:"Cambria", serif;--font-sans:var(--font-main);--font-heading:var(--font-main);--shadow-sm:0 2px 4px #0000001a;--shadow-md:0 12px 30px -10px #020c1bb3;--shadow-lg:0 20px 40px -15px #020c1bcc, 0 0 20px #64ffda08;--transition:all .4s cubic-bezier(.16, 1, .3, 1);--nav-height:90px}*{box-sizing:border-box;-webkit-tap-highlight-color:transparent;margin:0;padding:0;font-family:var(--font-sans)!important}html{scroll-behavior:smooth}body{font-family:var(--font-sans);background-color:var(--bg);color:var(--text-main);-webkit-font-smoothing:antialiased;line-height:1.7;overflow-x:hidden}a,button{cursor:pointer;color:inherit;transition:var(--transition);text-decoration:none}img,video{max-width:100%;height:auto;display:block}ul{list-style:none}section{width:100%;padding:clamp(80px,12vh,160px) 24px}.container{max-width:1300px;margin:0 auto}h1,h2,h3,h4{font-family:var(--font-heading);color:var(--white);letter-spacing:0;font-weight:700;line-height:1.15}.heading-xl{overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto;text-align:center;background:linear-gradient(135deg,#fff 0%,#cbd5e1 100%);width:100%;margin-bottom:24px;font-size:clamp(38px,9vw,84px);font-weight:800;display:block;-webkit-text-fill-color:transparent!important;color:#0000!important;-webkit-background-clip:text!important;background-clip:text!important}.heading-l{letter-spacing:.02em;WebkitBackgroundClip:text;WebkitTextFillColor:transparent;backgroundClip:text;color:#0000;background:linear-gradient(135deg,#fff 0%,#cbd5e1 100%);align-items:center;margin-bottom:40px;font-family:Cambria,Georgia,serif;font-size:clamp(32px,5vw,48px);font-weight:800;display:flex;position:relative}.heading-l:before{content:"";background:var(--secondary);opacity:.6;width:40px;height:1px;margin-right:20px;display:inline-block}.heading-l.center-align:before{display:none}.premium-gradient-text{background:linear-gradient(135deg,#818cf8 0%,#2563eb 100%);width:fit-content;display:inline-block;-webkit-text-fill-color:transparent!important;color:#0000!important;-webkit-background-clip:text!important;background-clip:text!important}.btn{font-family:var(--font-sans);letter-spacing:.05em;text-transform:uppercase;transition:var(--transition);box-shadow:var(--shadow-sm);border:1px solid #0000;border-radius:50px;justify-content:center;align-items:center;gap:12px;padding:16px 32px;font-size:14px;font-weight:700;display:inline-flex}.btn-primary{background-color:var(--secondary);color:var(--primary);border:1px solid var(--secondary)}.btn-primary:active{transform:scale(.98)}@media (hover:hover){.btn-primary:hover{background:var(--white);border-color:var(--white);transform:translateY(-4px)scale(1.02);box-shadow:0 15px 35px -10px #ffffff1a}}.btn-primary:active{background:var(--white);border-color:var(--white);opacity:.9;transform:scale(.96)}.btn-premium:active{opacity:.9;transform:scale(.96)}.btn-premium{color:var(--white);box-shadow:none;background:linear-gradient(135deg,#06b6d4 0%,#3b82f6 100%);border:none;transition:none!important}.btn-premium:hover{box-shadow:none!important;color:var(--white)!important;background:linear-gradient(135deg,#06b6d4 0%,#3b82f6 100%)!important;transform:none!important}.btn-outline{border:1px solid var(--glass-border);color:var(--white);background:var(--glass);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);box-shadow:none}.btn-outline:active{transform:scale(.98)}@media (hover:hover){.btn-outline:hover{border-color:var(--hover-color,var(--white));color:var(--hover-color,var(--white));box-shadow:none;background:#ffffff0d}.btn-outline:hover svg{color:var(--icon-hover-color,var(--white))!important}}.glass-panel{-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);border:1px solid var(--glass-border);transition:var(--transition);box-shadow:var(--shadow-md);-webkit-tap-highlight-color:transparent;background:linear-gradient(135deg,#ffffff0a 0%,#ffffff03 100%);border-radius:24px}@media (hover:hover){.glass-panel:hover{box-shadow:var(--shadow-lg);border-color:#fff3;transform:translateY(-8px)}.social-link.glass-panel:hover{box-shadow:var(--shadow-lg);border-color:#fff3;transform:translateY(-4px)}}.glass-panel:active{background:#ffffff0d;border-color:#ffffff4d;transform:scale(.98)}.grid{gap:clamp(24px,5vw,64px);display:grid}.grid-4{grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));display:grid}@media (width>=1025px){.grid-4{grid-template-columns:repeat(4,1fr)}}.grid-2{grid-template-columns:repeat(auto-fit,minmax(min(100%,380px),1fr))}.grid-3{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}.nav{width:100%;height:var(--nav-height);z-index:1000;transition:var(--transition);background:#fff;border-bottom:1px solid #0000000d;justify-content:space-between;align-items:center;gap:20px;padding:0 60px;display:flex;position:fixed;top:0;left:0}.nav.scrolled{--nav-height:80px;-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);background:#fffffff2;border-bottom:1px solid #0000001a;height:80px;box-shadow:0 4px 30px #00000008}.logo{color:var(--secondary);letter-spacing:.05em;text-transform:uppercase;z-index:1001;white-space:nowrap;align-items:center;gap:15px;font-size:clamp(14px,4vw,18px);font-weight:900;display:flex}@media (width<=768px){.logo span{display:none}.logo:after{content:"SHARMA INSURANCE";font-size:14px;display:block}}.logo-img{object-fit:contain;image-rendering:auto;width:auto;height:60px;transform:translateZ(0)}.nav-links{align-items:center;gap:32px;display:flex}.nav-item{align-items:center;height:100%;display:flex;position:relative}.dropdown-menu{opacity:0;visibility:hidden;z-index:1000;background:#fff;border:1px solid #0000000d;border-radius:12px;min-width:260px;padding:12px;transition:all .3s;position:absolute;top:100%;left:50%;transform:translate(-50%)translateY(10px);box-shadow:0 10px 30px #0000001a}.mega-menu{width:100vw;left:0;top:var(--nav-height);background:#fff;border:none;border-top:1px solid #0000000d;border-radius:0 0 24px 24px;padding:40px 0;position:fixed;transform:translateY(10px);box-shadow:0 20px 40px #00000014}.mega-menu:before{content:"";width:100%;height:30px;position:absolute;top:-30px;left:0}.mega-grid{grid-template-columns:repeat(3,1fr);gap:40px;max-width:1300px;margin:0 auto;padding:0 40px;display:grid}.mega-item{background:#f8fafc;border:1px solid #00000008;border-radius:20px;align-items:flex-start;gap:24px;padding:24px;transition:all .5s cubic-bezier(.16,1,.3,1);display:flex;box-shadow:0 4px 12px #00000005;color:var(--primary)!important}.mega-item:hover{background:#fff;border-color:#00000014;transform:translateY(-8px);box-shadow:0 20px 40px #0000000f}.mega-icon{background-color:color-mix(in srgb, var(--icon-color), transparent 85%);width:52px;height:52px;color:var(--icon-color);border-radius:14px;flex-shrink:0;justify-content:center;align-items:center;transition:all .4s;display:flex}.mega-item:hover .mega-icon{transform:rotate(-5deg)scale(1.1);background-color:var(--icon-color)!important;color:#fff!important}.mega-title{font-family:var(--font-sans);text-transform:uppercase;letter-spacing:.08em;color:var(--primary);margin-bottom:8px;font-size:15px;font-weight:800}.mega-desc{font-family:var(--font-sans);color:#64748b;font-size:13px;font-weight:500;line-height:1.6}.mega-footer{background:var(--primary-light);text-transform:uppercase;letter-spacing:.12em;border:1px solid #ffffff0d;border-radius:50px;align-items:center;gap:12px;margin-top:50px;padding:14px 36px;font-size:13px;font-weight:800;display:inline-flex;position:relative;left:50%;transform:translate(-50%);box-shadow:0 4px 15px #0000001a;color:var(--white)!important;transition:none!important}.dropdown-menu.show{opacity:1;visibility:visible;transform:translateY(0)}.nav-links a,.nav-link{letter-spacing:.05em;text-transform:uppercase;color:var(--primary);font-size:14px;font-weight:700;transition:all .3s}.nav-link:hover,.nav-link.active{color:#a855f7!important}.menu-btn{color:var(--secondary);cursor:pointer;z-index:1001;background:0 0;border:none;display:none}.mobile-overlay{background:var(--primary);z-index:1000;clip-path:circle(0% at 100% 0);flex-direction:column;justify-content:center;align-items:center;gap:40px;width:100%;height:100vh;transition:all .8s cubic-bezier(.16,1,.3,1);display:flex;position:fixed;top:0;right:0}.mobile-overlay.open{clip-path:circle(150% at 100% 0)}.hero-content{text-align:center;flex-direction:column;justify-content:center;align-items:center;min-height:85vh;padding-top:100px;display:flex}.detail-page .hero-content,.contact-page section:first-child{min-height:70vh;padding-top:120px}.hero-sub{color:#10b981;text-transform:uppercase;letter-spacing:.15em;background:#10b9810d;border:1px solid #10b9814d;border-radius:50px;margin-bottom:40px;padding:8px 24px;font-size:14px;font-weight:700;display:inline-block}.hero-desc{max-width:800px;color:var(--text-dim);text-align:center;width:100%;margin:40px auto 60px;font-size:clamp(18px,2.5vw,22px);font-weight:500;line-height:1.8}.service-card{height:100%;padding:48px}.service-icon{background:var(--secondary-muted);width:64px;height:64px;color:var(--secondary);border-radius:16px;justify-content:center;align-items:center;margin-bottom:32px;display:flex}.feature-icon-container{background-color:var(--icon-bg,#ffffff0d);border:1px solid var(--icon-border,#ffffff1a);width:56px;height:56px;color:var(--icon-color,var(--secondary));border-radius:16px;justify-content:center;align-items:center;margin-bottom:24px;transition:all .4s cubic-bezier(.16,1,.3,1);display:flex}.glass-panel:hover .feature-icon-container{background-color:var(--icon-color);border-color:var(--icon-color);box-shadow:0 10px 30px var(--icon-shadow);transform:scale(1.1)rotate(-8deg);color:#fff!important}.glass-panel:hover .feature-icon-container svg{color:#fff!important}.counter-value{font-family:var(--font-heading);color:var(--white);font-size:clamp(42px,5vw,64px);font-weight:800;line-height:1}.service-image{object-fit:cover;width:100%;height:240px;transition:var(--transition);border-radius:20px;margin-bottom:32px}.service-card:hover .service-image{transform:scale(1.02)}.client-info{border-top:1px solid #ffffff0d;align-items:center;gap:16px;margin-top:auto;padding-top:24px;display:flex}.client-avatar{background:var(--secondary-muted);width:52px;height:52px;color:var(--secondary);border:1px solid #b8965733;border-radius:14px;flex-shrink:0;justify-content:center;align-items:center;font-weight:800;display:flex;overflow:hidden}.testimonials-section{background:linear-gradient(180deg, #132239 0%, var(--primary-light) 100%);border-top:1px solid #ffffff08;padding:100px 0 80px;position:relative;overflow:hidden}.testimonials-section .heading-l{letter-spacing:.05em;justify-content:center;font-family:Cambria,Georgia,serif;font-size:clamp(32px,5vw,48px);font-weight:400;color:#fff!important;-webkit-text-fill-color:white!important;background:0 0!important}.testimonials-section .heading-l:before,.testimonials-section .heading-l:after{content:"";background:var(--secondary);opacity:.5;vertical-align:middle;width:60px;height:1px;display:inline-block}.testimonials-section .heading-l:before{margin-right:25px}.testimonials-section .heading-l:after{margin-left:25px}.testimonial-card{-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);background:#ffffff0a;border:1px solid #ffffff14;border-radius:32px;padding:40px;transition:all .5s cubic-bezier(.16,1,.3,1);position:relative;overflow:hidden}.testimonial-card:nth-child(5n+1){--accent:#3b82f6;border-bottom:4px solid var(--accent)}.testimonial-card:nth-child(5n+2){--accent:#10b981;border-bottom:4px solid var(--accent)}.testimonial-card:nth-child(5n+3){--accent:#f59e0b;border-bottom:4px solid var(--accent)}.testimonial-card:nth-child(5n+4){--accent:#8b5cf6;border-bottom:4px solid var(--accent)}.testimonial-card:nth-child(5n+5){--accent:#ef4444;border-bottom:4px solid var(--accent)}.testimonial-card:hover{background:#ffffff12;border-color:#ffffff26;transform:translateY(-12px);box-shadow:0 40px 80px #0006}.testimonial-card p{color:#ffffffe6!important}.testimonial-card h4{color:#fff!important}.testimonial-quote{font-family:var(--font-heading);color:var(--accent,white);opacity:.15;pointer-events:none;font-size:100px;line-height:1;position:absolute;top:-10px;right:20px}.testimonial-modal-overlay{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);z-index:2000;background:#0f172ae6;justify-content:center;align-items:center;width:100%;height:100%;padding:20px;display:flex;position:fixed;top:0;left:0}.testimonial-modal.client-info{border-top:1px solid #ffffff1a;align-items:center;gap:16px;margin-top:auto;padding-top:24px;display:flex}.client-avatar{color:#fff;background:#ffffff1a;border:1px solid #fff3;border-radius:12px;flex-shrink:0;justify-content:center;align-items:center;width:48px;height:48px;font-size:16px;font-weight:800;display:flex}.stars{color:#fbbf24;gap:4px;display:flex}.testimonial-modal{background:#132239;border:1px solid #ffffff26;border-radius:32px;width:100%;max-width:700px;max-height:85vh;padding:60px;position:relative;overflow-y:auto;box-shadow:0 40px 100px #0009}.testimonial-modal p{font-size:18px;line-height:1.8;color:#fffffff2!important}.testimonial-modal h4{color:#fff!important}.modal-close{color:#fff;cursor:pointer;background:#ffffff1a;border:none;border-radius:50%;justify-content:center;align-items:center;width:40px;height:40px;transition:all .3s;display:flex;position:absolute;top:24px;right:24px}.modal-close:hover{color:#fff;background:#ef4444;transform:rotate(90deg)}.ready-card{background:var(--secondary);text-align:center;border-radius:32px;flex-direction:column;justify-content:center;align-items:center;padding:40px;display:flex;box-shadow:0 20px 40px #0003;color:#000!important}.ready-card h3{margin-bottom:15px;font-size:24px;color:#000!important}.ready-card p{margin-bottom:24px;font-size:14px;color:#000000b3!important}.form-group label{text-transform:uppercase;letter-spacing:.1em;color:var(--white);opacity:.7;margin-bottom:12px;font-size:11px;font-weight:800;display:block}.form-input{border:1px solid var(--glass-border);width:100%;color:var(--white);font-family:var(--font-sans);transition:var(--transition);appearance:none;background:#ffffff08;border-radius:16px;padding:20px;font-size:16px}select.form-input{cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%2364ffda' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-position:right 20px center;background-repeat:no-repeat;background-size:18px;padding-right:50px}.form-input option{background-color:var(--primary-light);color:var(--white);padding:12px}.form-input:focus{border-color:var(--white);background:#ffffff14;outline:none;box-shadow:0 0 20px #ffffff0d}footer{z-index:1;background:#060f1d;border-top:1px solid #ffffff0d;padding:80px 24px 60px;position:relative}footer h4{text-transform:uppercase;letter-spacing:.2em;margin-bottom:32px;font-size:13px}footer ul li{margin-bottom:16px}footer ul li a{color:var(--text-dim)}footer ul li a:hover{color:var(--secondary);transform:translate(5px)}.footer-logo-box{background:#fff;border-radius:12px;flex-shrink:0;justify-content:center;align-items:center;width:64px;height:64px;padding:10px;display:flex;box-shadow:0 8px 25px #0000004d}.footer-logo-img{object-fit:contain;max-width:100%;max-height:100%;display:block}.footer-brand-name{color:var(--white);letter-spacing:.05em;text-transform:uppercase;white-space:nowrap;font-size:16px;font-weight:900;line-height:1.2}@media (width<=768px){.footer-brand-header{text-align:center!important;flex-direction:column!important;gap:16px!important}.footer-logo-box{box-shadow:none!important;background:0 0!important;width:auto!important;height:60px!important;padding:0!important}.footer-logo-img{height:60px!important}.footer-brand-name{white-space:normal!important;text-align:center!important;font-size:14px!important}}.footer-grid{text-align:left;grid-template-columns:1.2fr .8fr 1fr 1.2fr;gap:60px;margin-bottom:60px;display:grid}.legacy-trust-grid{grid-template-columns:1.5fr 1fr 1fr;align-items:center;gap:40px;display:grid}@media (width<=1024px){.nav{padding:0 24px}.grid-2{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:40px}.legacy-trust-grid{grid-template-columns:1fr;gap:32px}}@media (width<=768px){.nav{padding:0 20px}.nav-links{display:none}.menu-btn{display:block}section{padding:60px 20px}.grid-2,.grid-3{grid-template-columns:1fr}html,body{position:relative;width:100%!important;overflow-x:hidden!important}.nav{width:100%!important;height:60px!important;padding:0 10px!important}.logo{gap:8px!important}.logo span{color:var(--primary)!important;white-space:nowrap!important;letter-spacing:.02em!important;font-size:9px!important;font-weight:800!important;display:block!important}.logo img{flex-shrink:0!important;height:22px!important}.logo:after{display:none!important}.hero-content{min-height:70vh;padding-top:40px}.footer-grid{text-align:center!important;grid-template-columns:1fr!important;gap:48px!important}.footer-grid>div:first-child{text-align:center!important;flex-direction:column!important;grid-column:1/-1!important;align-items:center!important;margin-bottom:32px!important;display:flex!important}.footer-brand-header{text-align:center!important;flex-direction:column!important;align-items:center!important;gap:16px!important}.footer-logo-box{background:#fff!important;width:64px!important;height:64px!important;padding:10px!important;box-shadow:0 8px 25px #0000004d!important}.footer-logo-img{height:100%!important}.footer-brand-name{white-space:normal!important;text-align:center!important;font-size:14px!important}.social-links{justify-content:center!important;gap:16px!important;margin-top:24px!important}.social-link{aspect-ratio:1!important;border-radius:8px!important;flex-shrink:0!important;justify-content:center!important;align-items:center!important;width:48px!important;height:48px!important;display:flex!important}.footer-grid>div{text-align:center!important;flex-direction:column!important;align-items:center!important;gap:32px!important;display:flex!important}.footer-grid h4{text-align:center!important;width:100%!important;margin:0 auto 20px!important}.footer-grid .grid-2-col{grid-template-columns:1fr 1fr!important;justify-items:center!important;gap:32px 10px!important;width:100%!important;display:grid!important}.footer-grid .grid-2-col>:last-child:nth-child(odd){grid-column:span 2!important;width:100%!important;max-width:320px!important}.footer-grid a,.footer-grid p{text-align:center!important;flex-direction:column!important;justify-content:center!important;align-items:center!important;gap:10px!important;width:100%!important;max-width:150px!important;margin-bottom:0!important;font-size:14px!important}.footer-grid .glass-panel{aspect-ratio:1!important;border-radius:8px!important;flex-shrink:0!important;justify-content:center!important;align-items:center!important;width:48px!important;height:48px!important;display:flex!important}.footer-grid svg{width:22px!important;height:22px!important}.mobile-text-center{text-align:center!important;justify-content:center!important}.mobile-hide{display:none!important}.mobile-p-0{padding:0!important}.mobile-gap-sm{gap:20px!important}[style*=padding-left],[style*=padding-right],[style*=grid-template-columns]{padding-left:0!important;padding-right:0!important}.grid,.footer-grid,[style*="display: grid"],[style*=display\:grid]{grid-template-columns:1fr!important;gap:32px!important}.grid>div,.container>div{text-align:center!important;flex-direction:column!important;grid-column:1/-1!important;align-items:center!important;padding:24px!important;display:flex!important}.feature-icon-container{margin:0 auto 24px!important}section .glass-panel:not(.footer-icon-panel){padding:32px 24px!important}.footer-grid .glass-panel{padding:0!important}.legacy-trust-grid{grid-template-columns:1fr!important;gap:32px!important}.legacy-trust-grid>div{text-align:center!important;border-left:none!important;align-items:center!important;padding-left:0!important}.about-stats-grid{text-align:center!important;grid-template-columns:1fr!important;justify-items:center!important;gap:32px!important;margin:0 auto!important}.stat-item{text-align:center!important;flex-direction:column!important;align-items:center!important;display:flex!important}}@media (width<=480px){.heading-xl{font-size:32px}.btn{width:100%}.grid{gap:32px}section{padding:48px 16px}.explore-details-link{text-align:center!important;justify-content:center!important;width:100%!important}}